[P2P ICO] Lendoit (P2P 랜딩플랫폼)
> 설명
기존 P2P 대출방식이 국가에 귀속된 중개소에서만 가능하고 각 나라별 이자율이 달라서 타 국가에 대출 프로그램을 적용시킬수가 없었는데 이걸 극복하고자 블록체인기반+ERC20 으로 해결하려고 한다. 자신들만의 Smart Reputation Contracts 을 구축하고 Smart Compensation Fund Contracts 를 맺게 해준다. 대출은 EC20 통화로 해줌.
> alpha 버전 : https://alpha.lendoit.com/
Lendoit - the next generation of P2P lending platform
alpha.lendoit.com
> 대출 프로세스
[IMAGE: https://coresos-phinf.pstatic.net/a/2j2ga3/5_3c8Ud018svcavo3fykjklg0_yypug8.png?type=w520]
> 아키텍쳐
[IMAGE: https://coresos-phinf.pstatic.net/a/2j2g81/f_8caUd018svcnkw8ztxqy1rr_7sd611.png?type=w520]
> 타 업체와 비교
[IMAGE: https://coresos-phinf.pstatic.net/a/2j2g12/0_8cbUd018svc1rav9b34kj6qa_cgkpvm.png?type=w520]
> 로드맵
1분기 2018 - Publishing the Beta Version to Testnet
2분기 2018 - Integration with Score, Verification and Collection Providers
3분기 2018 - Release of First Production Version
4분기 2018 - Partnerships with Complementary Partners
> PRE SALE
12월 13일, 2017
125 Million LOANs (12.5%) — 10,000 ETH
Minimum Purchase: 1 ETH
> TOKEN SALE
1월 18일, 2018
475 Million LOANs (47.5%) — 40,000 ETH
Minimum Purchase: 0.1 ETH
> 파트너사
[IMAGE: https://coresos-phinf.pstatic.net/a/2j2gfc/a_2ccUd018svc5vmjnnl8kia6_n9877n.png?type=w520]
> 언론 매체
Buzzfeed : https://www.buzzfeed.com/omoabike/7-fintech-startups-to-keep-your-eye-on-in-2018-37dp5?utm_term=.mxKVBjqbZ#.fc2Dl6Zno
huffingtonpost : https://www.huffingtonpost.com/entry/5-peer-to-peer-social-lending-platforms-you-can-try_us_59db3e67e4b08ce873a8cf8b
financemagnates : https://www.financemagnates.com/cryptocurrency/news/israels-migdal-partners-decentralized-p2p-lending-platform-lendoit/
coinidol : https://coinidol.com/reshaping-peer-to-peer-lending-with-crypto-assets/